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	<title>mikeleinwand.com</title>
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	<description>Ontario Insurance Broker - Mike Leinwand</description>
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		<title>Around $5 Could Save You $36,000 After an Auto Insurance Claim</title>
		<description><![CDATA[As most drivers in Ontario learned last September, the standard accident benefits limits for car insurance was basically cut in half. This will never affect most people as the coverage needed for short term injury is still there for the most part, but there is a coverage that was changed that could end up costing [...]]]></description>
		<link>http://mikeleinwand.com/auto-insurance/around-5-could-save-you-36000-after-an-auto-insurance-claim/</link>
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		<title>I’m going on vacation, what does my insurance cover?</title>
		<description><![CDATA[The information below is relating to insurance policies within Ontario Canada only. The information below is a general outline; each individual insurance company may have their own limits and rules. Contact your insurance broker if you have any questions. To answer this we need to divide that question into two parts: What does my home [...]]]></description>
		<link>http://mikeleinwand.com/auto-insurance/i%e2%80%99m-going-on-vacation-what-does-my-insurance-cover/</link>
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		<title>ICD Insurance Signs Contract with Intact Insurance Company</title>
		<description><![CDATA[As of today, we have added another great company to the list of providers I can sell insurance for. Intact Insurance (formerly ING Insurance) and ICD Insurance (my brokerage) have signed a contract allowing me to do business with them effective immediately. Intact is one of the largest insurance companies in Canada and will be [...]]]></description>
		<link>http://mikeleinwand.com/allposts/icd-insurance-signs-contract-with-intact-insurance-company/</link>
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		<title>How to save on your Ontario Auto Insurance Premium</title>
		<description><![CDATA[www.mikeleinwand.com &#8211; Home, auto, business, life insurance in Ontario Here is a list of some discounts you may qualify for: Driver Training Discount: Most companies offer a discount or a reduced premium for new drivers who have completed a recognized driver-training program. Multi-Policy Discount: Some insurance companies offer a discount if you purchase your vehicle [...]]]></description>
		<link>http://mikeleinwand.com/auto-insurance/how-to-save-on-your-ontario-auto-insurance-premium/</link>
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		<title>Example of a great experience fighting a traffic ticket</title>
		<description><![CDATA[Example of a great experience fighting a traffic ticket A lot of people call me when their insurance goes up at renewal because they have been convicted of a couple driving infractions over the past year. Most companies will accept one ticket in the past three years (assuming you have no at-fault accidents on record) [...]]]></description>
		<link>http://mikeleinwand.com/auto-insurance/example-of-a-great-experience-fighting-a-traffic-ticket/</link>
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		<title>I’m renting a car while on vacation; do I need to buy the rental company&#8217;s insurance?</title>
		<description><![CDATA[This is one of the most common questions I get asked on a weekly basis. Here is what you need to know. Most people look at their insurance papers and see “OPCF 20 – Rental car coverage” and assume this is what they need when they go on vacation and rent a car. This is [...]]]></description>
		<link>http://mikeleinwand.com/auto-insurance/i%e2%80%99m-renting-a-car-while-on-vacation-do-i-need-to-buy-the-rental-companies-insurance/</link>
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		<title>Do I need car insurance?</title>
		<description><![CDATA[Do I need to have car insurance? In Ontario if you have a drivers’ license and own a car, you must have a car insurance policy before you can drive that car off of your driveway. On top of that, everyone who lives in the same house as you must either: Be included on that insurance policy, or Have [...]]]></description>
		<link>http://mikeleinwand.com/auto-insurance/do-i-need-car-insurance/</link>
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		<title>Why Do Insurance Premiums Keep Going Up?</title>
		<description><![CDATA[Before I answer this question, let me say that I hate the fact that insurance premiums are going up just as much as everyone else. As a Broker, it is my job to keep my clients happy and with insurance premiums rising, that makes my job very difficult and in the end, I lose clients [...]]]></description>
		<link>http://mikeleinwand.com/allposts/why-do-insurance-premiums-keep-going-up/</link>
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		<title>How Do Demerit Points Affect My Insurance Rates?</title>
		<description><![CDATA[Demerit points are never a consideration when rating your car insurance. In fact, insurance companies do not even look at how many demerit points you have on your record. All that matters in terms of tickets is the number of minor and major driving infractions you have (not including parking tickets). You can go to [...]]]></description>
		<link>http://mikeleinwand.com/auto-insurance/how-do-demerit-points-effect-my-insurance-rates/</link>
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		<title>Having a Referral Mindset</title>
		<description><![CDATA[Having a referral mindset means that everything you do on a daily bases revolves around the goal of generating referrals. No matter what type of business your run, if you are trying to get yourself more clients then getting referrals is by far the greatest way to do so. It is the cheapest form of [...]]]></description>
		<link>http://mikeleinwand.com/allposts/having-a-referral-mindset/</link>
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